Hi,
Electronic is best but be careful who else she has on her account, they can get it too. Make sure she has only herself on the account and maybe a family member. Believe me the bank will inform her that she has money even if its thru the pilipino grapevine. Ask her to ensure her bank only gives money from her account if the person presents an ID. Some banks give money out without asking for IDs such as my wifes did in her province to her sister not on the account. It was all good no money lost but that would not happen in the U.S., be careful and good luck!